Taking care of yourself includes making sure you get regular medical care, including chiropractic adjustments if needed. Thankfully, your chiropractic care may be covered by insurance. For many people, health insurance will cover a certain number of adjustments per year. This may or may not include a co-pay: an amount you pay at the time of service. When you schedule your first visit with a chiropractor, you can ask them whether or not they take insurance, and, if so, which ones. If they accept your insurance, it’s important to see how many visits are covered per year. Once you’ve run through those visits, you will be responsible for paying the fee for your adjustments. Although generally your insurance doesn’t require a referral from your regular doctor before seeing a chiropractor, check with them first to be sure. Every insurance and insurance plan is different.
What if you don’t have medical insurance? What if the chiropractor you want to see doesn’t accept your specific insurance? You can still go. Most chiropractors have a cash pay option: instead of billing insurance, you pay a fee every time you go to see the chiropractor. Some chiropractors offer discounts if you buy a service package–for example, if you buy five visits at once. Ask your chiropractor about these options to figure out which option will work best for you.